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Six Basic “Avoid Identity Theft” Tips

27-Aug-2012

Here are six basic tips that may help consumers better defend against identity thieves.
1. Avoid throwing away any private documentation - bills, credit card offers, bank statements - that contains personal identifying details without first running it through a paper shredder.
2. Take receipts after a purchase and check their listed amounts against credit card bills. This approach may help a person identify any fraudulent charges on his or her statements.
3. People should avoid carrying their Social Security cards out of their home unless it's absolutely necessary. Similarly, they should not share their nine-digit numbers with anyone unless they've properly verified the person or company.
4. Individuals who plan to take a vacation should ask to have their mail delivery temporarily suspended. Taking this approach may help prevent thieves from pilfering important financial material from mailboxes while people are out of town.
5. Use a different password for each online account. Consumers who use the same codes across all of their accounts run the risk of having all of their information exposed if a single account is compromised. In addition to using a variety of different passwords, individuals should also make sure to construct their keys with a combination of numbers, capital letters, and, if possible, symbols.
6. Researching and staying abreast of the latest online fraud tactics may help consumers protect their credit reports and scores from an identity theft-related scheme. Knowing what scams are out there can help individuals practice safer Web browsing behavior.
All of us at Consumer Financial Services “E-Z LOAN$” take the greatest care with all your personal information and have never and won’t ever share or sell any personal data relating to any Consumer Financial Services loan transactions.

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