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12 Ways to Save Money Now

06-Nov-2012

1.    Shave some extra cents off your gas costs by checking out GasPriceWatch.com to find the cheapest offerings in your area. For example, you’ll find that the Hess station on Plathe road is selling gas for 22 cents less than a Mobil station a few blocks down the road.
2.    Nix name brands and start buying generic toiletries and cleaning products in bulk. Better yet, start shopping at Costco, Sam’s and other discount warehouse type store so you can save by buying bulk packs of items you need.
3.    Join your local library. You might be shocked to find that its DVD collection is stocked and up-to-date (not to mention totally free). If you normally rent one movie per week from the video store or Netflix, you can save over $200 in a year! You can also catch up on some reading.
4.    Unplug your appliances like coffee pots, toasters, hair dryers, and computer cords when you leave the house. According to Energystar.gov, it costs you $100 per year to power appliances in standby mode (especially ones with features like clock displays). When you go on vacation, it’s a good idea (both for your wallet and the environment) to unplug large energy consumers like entertainment centers.
5.    Cliché as it may sound, skip your morning Starbucks latte. You’ll save about 190 calories and $3 per day. You can still make your homemade coffee feel special by adding a pinch of cinnamon or nutmeg. Same with lunch, make it at home rather than eating out everyday.
6.    Get cash back on your clothing purchases. It sucks when you buy a piece of clothing full-price and then see it on sale a week later. Hang on to your receipts, because larger chains like the Gap, Ross, TJ Maxx, and Old Navy will refund you the difference on items that go on sale as long as you present a receipt within 14 days of the original purchase.
7.    Need new furniture? Before heading off to IKEA or your local retail furniture store, check out Freecycle.org, a site where users list things they don’t want anymore. Or, try your local Craigslist.com listings for moving sales (oftentimes people are in a pinch and will sell items for “best offer” just to get rid of them). Many good deals can be had with both of these sites.
8.    Work out for free. Look to buy used equipment in your area so you can avoid paying can be very expensive Gym fees.  Can’t afford a personal trainer? Check out iTrain.com, where you can download personalized workouts for your iPod for as little as $7.99 a session. Other cheap options: Go for a hike in a national state park, ride a bike around town, jog outdoors, or organize a game of touch football or maybe some basketball with your friends.

9.    Think about your cash. Always know exactly how much money you have on you. It will prevent mindless spending (and the shock when you realize you’re out). Also, plan out your day so you withdraw the money you need from your home bank, avoiding ATM fees.

10. Do your holiday shopping on the cheap by hunting down cool stuff at thrift and vintage shops where you can find heartwarming items for less than twenty dollars. Think music boxes, quirky costume jewelry, vintage postcards to frame, old fashion metal toys or collectors’ plates.
11. Bring the party home. Ask friends to come over with a bottle of wine for game night on Saturday. Offering a simple, homemade meal with some beers won’t cost more than a few dollars if you already have the booze, ect… on hand.  If you absolutely have to get out, then organize a get together at a bar with a happy hour special. Make the occasion more festive by creating a quick Facebook invite with a specific theme like “international talk like a Pirate day” or just get everybody to come watch the game or something like that. One tip: check out  myopenbar.com: A site that lists events at bars with free drinks in several cities including New York, LA, Miami, Tampa and Boston.
 12.  Do more work and research on the subject. It might be painful to actually look at the breakdown of your expenses, but it’s the best way to cut down on costs. You can have a real positive impact on your overall financial existence just by following some of the very basic items we’ve covered  here today. All this combined should also help you Save Money Now…

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